Home Insurance Agencies
Home is the anchor policy. It’s also the policy your producers spend the most underwriter time on per dollar of premium. Insurance Snapshot for GHL was built to remove every administrative touchpoint that doesn’t actually require a producer’s brain.
The bind workflow that doesn’t leak
From quote-accepted to bound is the messiest 72 hours in personal lines. Inspections need scheduling. Dec pages need delivering. Mortgagee clauses need verifying. The producer has 14 other quotes to write. The snapshot automates every administrative beat — and the producer only hears about it when a step fails.
- Quote-accepted → inspection scheduling form auto-sent to policyholder
- Inspection booked → reminder cadence to policyholder + inspector
- Bind confirmed → dec page auto-emailed + auto-uploaded to GHL Documents
- Mortgagee on file → dec page auto-sent to lender’s processing email; delivery confirmation tracked
- Day-30 check-in → discount-eligibility refresh + portal walkthrough
- Day-90 satisfaction ping → quiet review-collection trigger
The annual review you’ve been skipping
Most agencies never run a real annual review on home policies. The producer means to. The week never opens up. Meanwhile the replacement cost has drifted, the dwelling is underinsured, and the renewal premium is going up next year for reasons the policyholder doesn’t understand.
The snapshot auto-books the annual review 45 days before each policy anniversary. The producer walks in with a pre-built brief: current dwelling limit, suggested replacement cost (refreshed from the carrier’s index or a third-party feed), discount eligibility re-check, and a short list of household exposures the household may have added since last year (teen driver, in-law unit, business-use of vehicle).
Cross-sell from home
Home is upstream of life, of umbrella, of HNW liability. The snapshot fires:
- Home → life in 30 days, with needs-analysis intake
- Home → umbrella the moment dwelling > $500K
- Home + auto → loyalty at month 18 (the longest-retention window in personal lines)
What’s inside
- AI quote funnel with line-of-business triage
- Bind workflow with inspection scheduling + dec-page + mortgagee-clause delivery
- Annual review auto-booking 45 days before anniversary
- Replacement-cost refresh prompts
- Cross-sell triggers (home → life, home → umbrella, home + auto → loyalty)
- Premium payment recovery for monthly-pay home policies
- TCPA-safe SMS + A2P 10DLC filed free
- Claims-status pings including FNOL + adjuster handoff cadence
Pricing & install
One-time $997 (was $1,697). 24-hour install. 10 dedicated hours. A2P 10DLC filed free.